[Rick Lee]

If you land on your feet right after a job loss, you DO have an angel on your shoulder. It's not the kind of problem anyone wants to have. But it can work out for the better. BTW, my buddy and former boss in the subprime job hasn't been able to hold a job down in three years. Twice he's been laid off the first week of a new job. He burned through his entire savings and 401k, lost his house and plenty of other bad things. Not everyone gets so lucky.