[dmcummins]

I have an elevation certificate. I'm in zone AE, whatever that means. I did have to meet fema requirements when I built. I'm not sure who did the inspections thou. I know the foundation was done differently and I have vents along the back wall for water to flow. basically I had the foundation walls 8' high and had rock and dirt hauled in to raise the elevation around the house. I had several hundred loads of rock and dirt delivered.

I know the rates are suppose to be the same, that's whats got me pissed off. I probably just need to check with my neighbors to see who they use. My agent really doesn't deal with this area.

I don't see how erosion would be a problem. I'm would think that maybe I could get some movement in the soil though.