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like i said, i paid $400 for the car, and was involved in an accident last winter. the girl who hit me was cited as being at fault (ie: speeding and reckless driving according to the state troopers report).
her insurance adjuster came out and he looked at the car and asked me if i wanted it fixed or totaled. of course i said total it.
after going back to the office, he called up and said "well, market value on your BMW is around $2400. if you want to keep it, we'll send you a check for $2100."
no brainer!
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-mike
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