[Porsche-O-Phile]

Any "system" is going to have ups and downs. Using a combination is a crap shoot. You need to understand the underlying fundamentals, have some sense of perceptions out there and try to predict irrational market behaviors. If you get it right more than you get it wrong you're doing well. "Beating the Street" is extremely difficult over the long term - and right now the big boys are only making very modest returns. Assume 3%-4% ROR and figure out how much you want to live on each year. That will determine how much you need invested. It'll be a lot.

Example:

If I want $100k a year based on a realistic 3.5% return:

$100k = 0.035(x)
x = $2.857M

So in other words I need to leverage almost $3M to get that comfortably.

I'm not there yet, but I'm workin' on it. Slowly.