[Superman]

I am one of those naive people who assumes everyone will do their job and everything will turn out alright. On my planet, at least in my dreams, that's how things work.

In the real world though, people (and insurance companies) have figured out how to "game" the system. It's basically not worth the trouble for you to pursue this. If you do, just get an attorney now, and be sure to pick out a particularly vicious one.

Again, as I say, I have spent more than half a lifetime pretending that things like this will work out fairly. Now I know the truth. The truth is........if I am ever in a significant collision, I am very likely to leave the scene in an ambulance. Had you done this, there would be plenty of police reports and both insurance companies would instantly become involved.