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The system we have is so complicated that I don't think anyone understands it. I tried to help my friend get medicaid and it was a nightmare of conflicting regulations and ignorant "customer service" people. With the help of a public advocate and my insurance agent we finally got what I think is the best deal, but still she pays some hundreds of dollars for an insurance premium every month while another friend on medicaid pays not a cent. I don't understand why and I've spent days studying it.
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