[911Freak]

I noticed about 2 years ago C/U changed for the worse, I don't know if it was due to the economic situation or what but they started acting like banks, indifferent, junk fees, zero consideration to long time members etc.

I have/had a similar situation when I moved down to LA from Nor-Cal. I was a long time member of a C/U, had direct deposit (they like that), zero debt with them, paid off several loans (so they'd made their money off my membership). Since then they've been a PIA and petty regarding any of my deposit checks that aren't from local banks/sources, use of my debit card here in So-Cal etc.

Initially they flagged my debit card usage as possible fraud because it was used at locations outside of their branch service areas. Seriously... I had a pretty frank and heated discussion with them about that, and they eventually added my current location to my "profile" so I wouldn't get the fraud verification calls every time I used my debit card down here.

Ironically, now when I visit my folks up north they would flag the card usage because it's outside my profile area even though it's local to their branch service area!!!

I had enough, opened up a USAA account and never looked back even though I still have the account with the C/U I rarely use it. They lost my business as well as the business of my family as they followed me to USAA.

I feel your pain Nostatic