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I figured there had to be a way - should be that way out of the box IMO. I'm sure there are many Apple converts who miss that sort of functionality from their crappy PC days 
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Likely not like that out if the box for a couple of reasons. Primarily because Word, excel etc share codebase with Windows that the OS has no trouble creating the blank file independent of the application.
Took a few minutes before I bugged out of the office and created a contextual for a basic text file which any .nix can create.
It should work the same way for things like PDFs since CUPS is part of OS X and it can create PDFs
Rolled one for Word and it sort if worked, what it did was to launch word with a new doc so if I can get it to accept the selected folder as the default save that should accomplish the same thing in a roundabout way.