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My term for "Goodwill" or " Bluesky" money is "Go away money"
It's what you pay yhe owner to "Go Away" it's also money that goes AWAY from you!
Look at what the shop would cost you. Would the $40k in "Goaway" $$$ be better off being used to buy new tools, new fixtures atc.
The thought is 2x the years real profits is what the go away is.
Don't forget if you quit your jobs to run this new venture you now need a health insurance company.
My wife used to be a school teacher and we paid $135 a month for health insurance for 4 kids and us. NOW we pay $1,200 a month due to her going out on disability with MS.
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" Formerly we suffered from crime. Today we suffer from laws" (55-120) Tacitus
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