Originally Posted by kaisen
It's not a dealer thing. If you don't have a bank or credit union you know, like, and trust obtaining financing can be a HUGE pain, especially on a non-conventional car (older, exotic, higher miles, salvage title, etc). They're eager to help with late model cars, writing 60 to 72 month loans for anyone with decent risk. But older cars present risks that newer ones don't, including the ability to recover their expenses in case of default. Repo a four year old Camry? Psshh, they'll sell it at auction next week. Repo a 140K mile 1979 Porsche 911SC? Good luck. Usually, it's not that drastic, but older cars are usually repo'd because they have mechanical issues that the borrower couldn't afford or justify, so the risks are huge for the lender to take on older and/or high-mile cars. Most banks have written guidelines that spell it out.
It may *appear* to not have been an issue for your previous transactions, but all it takes is ONE qualified buyer to sell your car. Trouble is, you don't see the hundreds that avoid your car because they can't finance it. A conventionally financeable late model car is easy. A cheap car is easy, as people can pay cash. In the middle, it's harder. Not impossible, but harder.
Retards only buy from poorly written ads? I keed. You're right. But you're in the minority that think it's easy to sell your own car.
Convenience costs money, no matter what the matter at hand. If you can build your own guitar, like slodave, why buy one from a shop? If you can make your own food, why go to a restaurant? When you make $50/hr (likely the average demographic on Pelican) would you spend 20 hours messing around to sell your own car to save/'make' $1000? Maybe, but then assign the risks you take accepting money, accepting liabilities, taking time away from family or hobbies, and it becomes a little fuzzy. I'm not making a case for dealers. But it isn't black and white either.
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