[juan ruiz]

I won't get into the fine details but lets say for someone with Bad Credit? what are the options out there? My friend has been rejected from 4 banks due to Excessive Financial Commitments, however today he was offered a loan from a local Toyota dealer so we are thinking that there most be a way out there to get the funds to purchase a car that is for sale from a private party, loan amount needed $38.500.

Any suggestions?