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So to buy the car he wants he must have 10 grand down. For ten grand you can buy a very nice reliable car and have no payments at all, and still put several grand to put in the bank. With no monthly payment you can save money fast, and pay to fix any problems that might arise with a cheaper car.
I guess that is why I drive cars that are 25 & 26 years old. No car payment this millennium for me.
To answerer the OP, don't go anywhere to make that loan, it is crazy. Buy something cheaper, much cheaper.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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