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I think you are pretty well there.
Sell when the cost of ownership exceeds the interest (or lost interest) cost of a newer more reliable car.
I have a 97 Volvo (200,000 miles) that is totally reliable and costs less than $500 per year on maintenance. It is also a really nice car to drive.
My other car will soon be a Jetta TDI with 200,000 miles. Same low repair costs, but less fuel.
For me, two crappy cars are cheaper than one 'good' daily driver.
I don't think I can cut my costs too much beyond where I am now.
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