[Zeke]

Get the permit. When it comes time to sell, it will be an advantage. I'm sure you can negotiate the permit mark up if they want the work.

Around here, they want permits to install a garbage disposer. I don't do that nor do I get one to install a door with frame. Those both are out in the open if anyone wants to see later on. Inside wall stuff should have at least pics.

Anything to do with a fireplace, yes. Lots of codes that can be missed. I like the idea that the installer is suggesting it. Shows he's not afraid of inspections.