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m21sniper m21sniper is offline
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Join Date: Sep 2006
Location: South of Heaven
Posts: 21,159
Quote:
Originally Posted by turbo6bar View Post
I bought insurance for my motorcycle and didn't complain when the clerk asked for $79.02 for every 6 months. Later, I viewed the binder to make sure I had the right coverage. I was shocked at the premiums for uninsured motorist. I'm paying roughly $13 for liability 100/300/100 and $65 for uninsured motorist. Optimistically, I am a low liability risk for the insurance company. Pessimistically, I think the risk from uninsured boneheads is great.

My other vehicles carry comprehensive, which shades the premium of uninsured.

Seems there isn't enough punishment for being an uninsured motorist. What ye think?
I read somewhere a few weeks ago that something like 1/3 of all drivers in the US are uninsured.

That $65 makes a lot more sense if that figure is true.
Old 04-05-2011, 07:57 AM
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