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My uninsured premium is 1/3 of my liability premium. The odds of me being in an accident caused by an uninsured driver is 83.2%. The odds of me causing an accident are less than zero, so the coverage is well worth it.
People who drive without insurance either cannot afford it or are illegal and cannot obtain insurance. Either case, they get fined $700 bucks which they can't pay so it goes to collections and they continue to drive.
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Why do things that happen to white trash always happen to me?
Got nachos?
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