[rcooled]

I've been hearing radio spots recently about an investment opportunity that promises a 12-14% return and which is not affected by stock market volatilities, interest rate fluctuations or traditional economic factors. They claim to be investing in an industry that will grow from $20B to $150B in the next five years and that the investment qualifies for IRAs and 401(k) rollovers. I also just received an invitation to a free dinner seminar with the same pitch. Anybody know what the deal is here and what this undisclosed industry might be? Is this another Ponzi scheme or one of those "exclusive opportunities" where they won't even talk to you if you don't have at least $1M to invest?