Quote:
Originally Posted by stomachmonkey
If the current collection agency does not collect they will eventually give up and sell the debt to another collection agency who will try to collect and if unsuccessful will sell to another collection agency. The cycle will continue until it's paid or resolved with the original creditor.
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That selling of the debt may be what's happening. I got a letter from one agency in early March. It said, "Unless you dispute the claim or any part of it, we will seek a judgment against you." Six weeks later I got an almost identical letter from another company. I'm wondering it they will just pass the bill around until I slip up, miss sending a dispute letter, and they get a judgment.
Resolving with the original creditor is not likely to happen. I do legitimately owe them $18 or so, but they tacked on a deposit and reconnection fee
even after I told them I DO NOT want the service reconnected. When I asked them to remove the charges, they sent the bill to a collection agency instead of communicating with me. I had the meter taken out in January and they still send meter readers out! There aren't any adults running this place, which is scary since these guys hold the monopoly on the delivery service here.