Quote:
Originally Posted by patssle
So who's insurance pays for the guy you hit in front of you? Yours or the guy who caused it all?
Of course, assuming those 5 guys who don't have insurance do have insurance.
|
My 'uninsured motorist' coverage, which is mandatory I believe in CA will cover me. Since I am not at fault for hitting the car in front of me his uninsured motorist coverage would cover him.
I have not actually spoken to my insurance company about the claim yet though - opened the claim online this evening after I got home from work. I'll call them about it tomorrow and get the scoop though.
In the past that is what they have done though; used my uninsured motorist when I wasn't at fault to get my repairs done (at no cost to me) and then go after the at fault party for the reimbursement. In this case however the guy likely doesn't have insurance.