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I hate credit cards and only have a VISA for general use and a Costco card which I pay off each month. I canceled a H.D. card years ago I made the mistake of getting - even cut up the card and sent the pieces back to them. They charged me their standard $25 late fee on a $10 balance I forgot to pay since I had misplaced the bill. Their rules, but like everything else, no logic.
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Marv Evans
'69 911E
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