Not to threadjack but...the legal part of the problem is significant.
Last week my employer's insurance "lost" a jury trial (60%/40%) where a patient (also a hospital employee) fell in a bathroom after having a colonoscopy. He claims to have hit his head on the sink and to have lost his sense of smell. Filed a claim for $2M. Jury took it to $800K and awarded 60% of that. The guy will see maybe $200K (already telling people "I'm rich!!)...his ambulance chaser atty will see significantly more. Just one of the simple issues some how lost on the Jury....there is no sink in that bathroom.