[Noah930]

Listen, I didn't mean my above comment in any snide way. It's just that we live in a society that thinks everyone should be granted everything, because we can. Well, maybe we can in terms of technology, but that doesn't mean we can, logistically and financially. I see you recognize that last point. But you're missing the part of societal expectations/norms.

Then, there all sorts of practical problems: What happens when a non-emancipated minor needs medical care but they have parents who opted out of your system? F 'em? What happens when someone is brought in to an ER without ID/proof of coverage? Tough day to forget your wallet at home, huh? How about non-responsive people? What happens when, faced with the reality of a potentially serious/fatal medical condition, a person suddenly cries out that they want care after all? What happens when people fake their finances to get that emergent/urgent care, and then sneak away without paying the bill?

Your plan is somewhat based upon people making rational, logical, well thought out decisions. Guess what? People make stupid personal decisions all the time. But we live in a society that tries to socialize responsibility. Your plan goes in the face of that. I think that's why it fails to reflect our national consensus.