[LeeH]

In addition to everything else that's been said... learn as much accounting as you can.

You mention that you will take time to "repair the credit." I know life sometimes destroys credit, but more often than not it's lack of knowledge and/or bad choices. Either will be deadly to a new business.

People who run small businesses pay people like me to keep track of their business finances. Sometimes that's because they don't have time. Sometimes it's because they just don't understand the whole accounting process.

If you learn about accounting between now and when you start, you won't have to pay someone to do your books and more importantly, you'll have a better understanding of how the money is coming into and out of your business.