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I have never understood why folks pay to be able to exercise somewhere other than home.
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The right gym has better equipment, classes, motivation... than you could ever get at home. Sure, I could spend ~10-15k on weights, bikes, benches.... or $15/mo.
With that said, I go 4-5 days/week, cant see paying if I'm not going. Nice days I ride the bike, rainy days spin class at the gym.