[Porsche-O-Phile]

Stupid waste of money. Unless it comes with escort service BJs on demand I can't see why anyone would ever throw away that kind o money on fees from which there is no benefit whatsoever derived.

I'll just spray paint my Amex card black and watch my "street cred" go up. Like that matters at all to me.

I dump/change credit card companies all the time based on best rates, offers, etc. anyway. They're dime a dozen. The only card I pay any kind of fee at all for is Amex, and it's because it's a good card and I get a good rate and airline miles on it. Even so if they ever tried to charge me $500 a year (or $5,000) in fees I'd dump them faster than a high school girl dumps boyfriends.

I don't need my ass kissed by a "concierge" service either. I've used such things a fee times and I always end up feeling awkward and annoyed by it. It's just weird. I don't derive any extra enjoyment from such things at all.