"Letters from husbands, not so much." That has to be the where things get changed if I were to pursue this with an "offer of term/time" and have my attorney looking over my shoulder at any given point. It's game on or game avoided. I'm sure game on is 99% of their business.
Someone there has a job of strictly limiting liability whether it is to transfer quilt or simply negotiating the lowest possible overall outlay to settle a case. Frankly, I don't think current day ins cos have enough staff to effect that. They may have developed other means of expediting the case thinking they are saving money. I need to know all of this.
It's true, everyone who knows me said I should have been a cop or a lawyer. I end up being a contractor that is on the consumer's side and saving everyone money. I guess I would have been good at the adjusting biz. I champion the consumer.
Call me little David Horowitz if you will.
OK, guys, take that tack. What would Horowitz do?