[vracer]

LOWMILES, this is not meant as a criticism, since this entire forum is a learning experience, but didn't you have a PPI? BTW, you seem to use two different terms to mean the same thing. A front clip is fairly harmless. I'm not sure where it falls on a 911, but it is normally a couple of feet behind the front lights. Sectioning a car around the A pillar is a much different animal, and has great structural implications.
Best of luck in your fight, and many thanks for sharing your horrible experiences with us.