[RKDinOKC]

Nice new GT3, not really into the black car and/or black wheels myself, but hey to each. Needs the calipers blacked out and the light lenses cleared for the full mean look.

Company explains the ins changes...Going to Cafeteria Plan that doesn't lose what you put into it at the end of the year. For that they had to go to a higher deductible and higher premium coverage. Company is putting difference in deductible in our pre-tax medical savings account. But...the monthly premium is higher. However, if you participate in the company wellness program you get a 50% discount on the monthly insurance premiums. Participation means either passing qualifications (BP, A1C, %body fat) or going to 2 hour wellness workshop. There is also a health risk assessment but they don't out and out state that information provided on the assessment will disqualify you for the discount.

I don't understand the money grubbing cafeteria thing. Why not just let me keep my monies in my bank account making interest for ME and then let me take my medical expenses off my income for taxes. You wouldn't need people and resources to manage the pre-tax cafeteria accounts (ie. I see as increasing medical cost). Just like the HMO stuff increase the administration costs of medical care instead of lowering the cost of medical care.

When our company started our wellness program many years ago they showed how much less the company was paying for medical benefits and praised the wellness program. However, in that same time frame our insurance changed from 100% paid by the company, to a $150 per month, per covered person, employee paid insurance premium group policy. If you added up the number of employees and their family members being paid for by the employee and the premiums they paid, it equalled the same amount the company was saving on medical benefits "due to the wellness program."

I just don't like the deception.