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I feel for you. I have several friends who live on the edge financially. Honestly, I think I'm more concerned about their future than they are. I've loaned money to a couple of them years ago. Once I was married and had a kid, I felt it wasn't just my money that was at risk.
You're in a tough position. What bothers me is that it sounds like you are taking personal responsibility for this person's well being. Do what you feel is right, but also accept that her fate is outside of your control.
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Lee
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