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URY914 URY914 is online now
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Join Date: Aug 2001
Location: Jacksonville FL
Posts: 50,486
Garage
ARM Features:
Rate caps =2.0% per annual adjustment and 6% over the initial rate for the life of the loan.
Index = 5-year CMT
Margin = 2.50%
Interest rate remains the same for 5 full years. The rate adjust every 5 years thereafter



This first statement has me asking....OK the rate stays the same for 5 years but the 2% annual adjustment starts on year 1 or on year 6?
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Old 10-27-2011, 04:42 PM
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