Quote:
Originally Posted by HardDrive
Wife has a cracked windshield. Do the auto glass places typically bill your insurance on your behalf? Should I pay for it out of pocket and skip billing my insurance?
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1. Yes
2. Depends on your insurance/deductible situation.
AFAICR, WA is not a "glass coverage" state.
You should have 2 deductibles. One for comprehensive and one for collision. It's usually a good idea to keep your comp deductible fairly low (like $100). It doesn't really raise your premiums that much at all, and will come in handy for things...like windshields.
Also, if/when having it replaced through your insurance, don't let them skimp on the quality of glass. Specify OEM only to whomever is doing the work. Probably a good idea to call the dealer and ask who they use.