[MysticLlama]

I have to wonder about these studies sometimes.

I look at them, and think, really?!?

A GOAL of 350k, and only 25k saved?

I'm only 33 and past that, and my goal is surely higher.

But then I get on Pelican, and fell like I'm in the bottom 5% sometimes, not aggressive enough to go for more $$ sometimes, etc.

I think living near a city vs. just in the overall nation makes things a bit different, almost to the point that two different studies are needed, major metro vs. everywhere else.