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Most college pre-paid programs (maybe all of them now) are not worth it unless you have to cash to pay for al of it upfront. Otherwise it is just a mortgage for he sum of four yous tuition at a rate they determine based on bonds and how much you van pay upfront (your down payment). Opportunity cost should be considered. Besides this is probably not what you are looking for since it sounds like you are starting with a small amount.
You're better to just use the money you were going to save for them to pay down debt if you have any and get a loan for college. Simply run the net cost (now and later) and you'll see that saving for college isn't always so simple nor worth it if you have other expenses.
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