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A GOAL of 350k, and only 25k saved?
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I hear you about different income levels but 350k seems ridiculous. If that's the magic # I feel much better. Of course it's way off and while I think I'm ok I'm not kidding myself.
The trick for me is to find the balance of saving and enjoying life. I sometimes defer to the former. Luckily I usually have some extra cash at the end of the month. If I cant find a compelling investment I put most on the mortgage and put the rest in a MMA. Not scientific but it seems to be working.
350k? I cant get over that #. Crazy.