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Portfolio managers act like brokers do except for the differences listed above. They work for the Brokerage houses and Banks that have brokerage services. They are hard to find, as Wacovia bank has only 7 of them out of 7500 regular brokers. Sometimes they want a minimum amount....but it's an indivdual decision each is different. But they will be the wave of the futher as more people get tired of transaction fees. Call some of the big brokerage houses and start asking..... tell them you are looking for a portfolio manager rather than a broker... that really is the begining of your journey. Remember your going to get a lot of secratries and brokers who don't know a dam thing and are going to try and convince you they do ....so keep trying. No fees just opening a portfolio account which is the same as a brokerage account except it's classification. One other thing a portfolio manager basically has discreation over buying and selling in your account which is just the same as in a Mutual Fund. But you get to talk to your manager. Big difference. Maybe you will have to settle on a broker that you will feel comfortable with.... I don't know?