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The only insurance claim I have had in over 30 years was the damn attack deer from a few miles outside of San Luis Obispo. My insurance current guy offered to have my car towed home on their dime. If I did that I would have had to fly home. He found a glass company that installed my new OEM windshield in the 911. I drove home and they did not blink at having the car fixed to my picky standards. It was totally painless for the insurance part. USAA works the same way.
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Glen
49 Year member of the Porsche Club of America
1985 911 Carrera; 2017 Macan
1986 El Camino with Fuel Injected 350 Crate Engine
My Motto: I will never be too old to have a happy childhood!
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