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Brother Motion, Here is what you do.
$20k is basically popcorn change............so...........
Take your windfall $20k to Las Vegas, go to a black jack table without other players. If you cannot find an empty table ask them to open a table just for you.
You want to play one hand for the $20k.
He or she shuffles the deck, you cut, put up your $20k,
he or she deals you two cards, don't touch them and don't look at the dealers up card. Tell the dealer you stay without even looking at your cards. Turn around from the table, wait 30 seconds, turn around and look at the table. Either your $20k will be gone and you're right back where you were before your windfall $20k [ no big deal, right?] or you will have $40k sitting in front of you. Now you can pay off your credit card and buy the 928 too. I know this takes big balls, but I'll bet you got 'em. Now go get your $40K!
I'm willing to wager if you do this you will win.
Good Luck and Best Regards.
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