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I looked into it... $50/mo fee to the company (a non-profit) but they met with me for a few hours, we looked at my debt, their process would have made it much easier to pay off but using some of their ideas and information I was able to negotiate with CC companies and reduce things greatly. Been 3 years, got several BIG ones paid off, and we're doing it wihtout the debt services people.
If you have the home equity, etc. then I'd just get a loan from a credit union to pay off everything (call the co's - I owe you 2500, if I send 2k will you cancel the other 500, etc). I didn't have that option...
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“IN MY EXPERIENCE, SUSAN, WITHIN THEIR HEADS TOO MANY HUMANS SPEND A LOT OF TIME IN THE MIDDLE OF WARS THAT HAPPENED CENTURIES AGO.”
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