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I'm with the "personal responsiblility" camp. You said you aren't behind payments. You bought the stuff. Why do you feel like you now shouldn't have to pay for it.
I don't care for Dave Ramsey, but he does have some good advice for paying off credit cards. Pay off the smallest debt first, then the next, then the next.
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Kurt V
No more Porsches, but a revolving number of motorcycles.
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