[Hugh R]

On my refi, my CU, Chase, Wells Fargo and Cashcall. Cashcall for the refi was truly no fees, I mean none other than the $125 fee from my old lender for processing to close the old loan.

On my condo I'm buying Cashcall was pricey on fees and the best they could offer was 4.5% APR and APY. So I'm still shopping on that one, but am leaning towards New American Funding, they say not loan fees, no appraisal nothing other than what Escrow will charge. Tonight I'm scanning all my 2010/2011 taxes, W-2s pay stubs, Driver's licenses, etc. I might as well do it now since they will all want to see the same stuff.