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Found out the hard way. Car gets hit. Owner get car repaired and turns into insurance. Owner pays repair shop and holds check by insurance. Owner then sells, trades, wholesales car. Dealership sells car to buyer. All the time, nothing indicated on Carfax. Buyer checks later and now Carfax report indicates collision and repair. Seems the carfax doesn't become part of the record until the check actually is cashed which could be greater then 90 days or more. I bought (and returned) a M5 for this very reason after I discovered accident damage and insisted it was repaired. The dealership took it back and discovered the carfax report about a month after I bought it. I guess you can tell my faith in carfax.
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