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Happened to me one refinance ago... Within about 45 days, we received a new booklet of payment stubs from a second mortgage company.
We just refinanced in the fall with Old National, $200 closing costs and dropped out APR to 3.9. I asked them if they were going to sell it "like last time" and they said they wouldn't. The margin of profit is almost nonexistent at that APR.
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72 911T 2.4 MFI
2017 Escape SE 2.0 turbo
2020 Honda Civic Touring Sport 1.6 turbo
10' Madone 5.2/17' Lynskey ProCross
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