[flash968]

funny - one thing i have learned over the years is NEVER to pay for anything in cash if you can use somebody else's money to pay for it in the short term. the key is not to let things pile up though so that you are paying more in interest than you save in time. in the last 6 years we have done this and saved over $250k.

as for the 944, i would absolutely not choose any porsche as my only car. as fun as it might be, and as "reliable" as they are most of the time, when they do break down, it's usually significant, and often takes a while to get it fixed, which can be a real problem if it is your only means of transportation.

i would start an internet business, and then get something new, like a mazda, vw, ford escape, or something like that, that you could pick up for under $200 per month, as a lease. then, you can take a loss for 3 years, and write off the lease expense to the business, thereby washing out any summer income, and over the 3 years of the lease, essentially saving you likely the price of the 944 you really want. there are some pretty aggressive programs out there right now. then when you are out of school, and can work full time, return the lease and get what you want, without having to compromise on the car.