Is U of O a "need matching school" ? When step daughter and mom filed FAFSA without you what was the EFC and did the school send her an award letter? When you corrected the FAFSA to correctli include your income what was the resulting EFC and did the school then send you an awrd letter or notice off the corrected FAFSA?
If you got an award letter or 2 fax them to me. tell me what the respective EFC's were. The only grant money she could have been entitled to from the Dept of ED would have been a maximum of $5550 per acadmic year. If mom has income below your 42K she probably wasn't eligible originall for the total, some increment of probably.
The real issue is what were the 2 EFC numbers, EFC stands for Expected Family Contribution. IF, and that's a big un, U of O is a need cover school then you take the total cost of attendance - which should be in their catalog - subtract the EFC and resultant number is your "Need". From that need number deduct the aid you were awarded that came in the form of Stafford loan. PELL won't be in there because that is what was taken away by the corrected FAFSA filing factoring in your income. They should cover this. You would then cover the amount of the EFC from savings or by taking out a student or parent loan. Best bet probably is a Federal Direct PLUS loan. Go to
www.studentloans.gov to do some research.
Begging is what it will come down toto see if they can find a grant or scholarship OR if your daughter can find one to cover some of the unmet need. This is very hard to do via posts. Call me if you'd like. Office 805.653.8373.