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What Vincent Vega said.
It's all a combo of rate on the one side, v. points/fees/costs/length of loan on the other.
One way to make it easier to comparison shop is to get rates for a "no cost" 30 year fixed loan, i.e., one where there is no cost whatsoever.
You eliminate that side of the equation, and now can compare rates.
My friend just did one through Greenlight. His was a true "no cost" loan, he didn't pay a penny. I think he got 3.75% for a 30 year fixed. That seemed pretty good.
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