You can get private student loans if your credit history is good. The interest rate is 6.8%. Also, these loans accrue interest as soon as you receive the money. That means you must make payments right away.
After just finishing paying off my wife's 32K student loan, all I can say is DON"T GET STUDENT LOANS!!!
I will give the same advice to you as many younger people. Be sure to understand what the starting salary will be on your next job after school. If you insist on borrowing money, only borrow up to the starting salary. In many cases this is usually 30-40k. This will allow you to pay them back in 10 years but still have a life.
FYI, a 10 year 40K loan @ 6.8% = $460 a month for TEN YEARS!!!
The interest on this loan = $15,000... Ouch.
The best way is to cash flow the schooling. Work at night and save the money to pay for 1 semester at a time. Or sell something like a toy car/boat that can help pay for it. In most cases, school is more valuable than a toy.
