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So, to close the loop on this, I just closed on my refi yesterday. 3.5% with 0 points on a 30-year. I was originally thinking about switching to a 15-year, but with the 30, I have a better cushion in case something hits the fan.
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"You go to the track with the Porsche you have, not the Porsche you wish you had."
'03 E46 M3
'57 356A
Various VWs
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