[recycled sixtie]

It was mentioned above - diversification is important. Don't put too much in any one area. There are fee only advisors and commission only advisors. Again diversify. Consider using more than one advisor or family of mutual funds. Remember IOS and Bernie Cornfeld back in the 60's?
Completely fraudulent. I am not in the business as I am a retired investor. My wife and I have our funds with 3 different institutions.
Be very careful of going with one lone individual. Not recommended!Whoever u go with get references.