I can't rate the universities other than I know that both (along with the U of T) are highly rated. You would probably find housing & the cost of living (excluding gas) much lower in Montreal . . . although this will be offset by the expense of the polar clothing necessary to survive a Montreal winter. 
Ian
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'87 Carrera Cab
----- “Only two things are infinite, the universe and human stupidity, and I'm not sure about the former.” A. Einstein -----
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