[azzarule]

also the whole insurance thing here I do find a bit weird, in Oz we have third party which is part of the registering of the vehicle, and is compulsory, it covers everyone in case of injury in the event of an accident.

Here most of the cost of the insurance for a motor vehicle is the liability personal injury type insurance, and , oh yeah, you want to get collision and comprehensive coverage as well, well that's extra, very strange, the quotes I did on line for a heap of insurance companies were all the same information, and not one of the initial quotes actually covered the car, they were all just for liability insurance, wtf. I am ranting I know, but the whole insurance liability lets sue them mentality is just annoying me. I just want to insure my ride!

Had to go back and look at the insurance that the hubby got for the Durango, and realized that it only covered the liability portion, no insurance for the car at all.